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All industriesIndustry · Fintech · 01

Software for moneythat moves.

Payment platforms, neo-banks, lending and crypto — built with bank-grade encryption, KYC/AML automation and the operational discipline financial products demand.

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PCI DSS
Compliance baseline
99.99%
Uptime target
<200ms
Transaction p95
KYC
Automated

Why fintech is hard

The category punishes mistakes.

Money apps live or die on trust. The bar is regulatory, the latency is human, the fraud landscape is adversarial.

Pain / 01

Regulatory minefield

PCI DSS, KYC, AML, SAR filings, state-by-state money transmitter licenses. Get it wrong once and the regulator wins.

Pain / 02

Fraud you can't see

Account takeovers, synthetic identity, mule networks, ATO. The losses compound silently until you're paying them every month.

Pain / 03

Latency = trust

When the user hits Send, the money has to confirm before they doubt the app. Sub-second matters here more than anywhere else.

Pain / 04

Reconciliation hell

Bank statements, processor reports, ledger entries, partner settlements. They must agree to the cent — every day.

Pain / 05

Cross-border complexity

FX, settlement rails, tax withholding, local payment methods. The 'expand internationally' bullet is a six-month project per region.

Pain / 06

Customers won't wait

Account opening must take minutes, support must be live, disputes must resolve in days. The bar is set by Cash App, not by your bank.

What we build · for fintech

Software the regulator and the user both trust.

  • Payment platforms

    • Payment processing & gateway integration
    • Digital wallets & accounts
    • Peer-to-peer transfers & splits
    • International rails & FX

  • Banking & neo-bank apps

    • Onboarding & KYC verification
    • Card issuance & lifecycle
    • Savings, investments, vaults
    • Real-time push notifications

  • Lending & credit

    • Origination & underwriting
    • Credit scoring & risk models
    • BNPL platforms
    • Invoice financing & factoring

  • Fraud & compliance ops

    • Real-time fraud scoring
    • Transaction monitoring & SAR ops
    • Regulatory reporting
    • Audit trail + immutable ledger

Standards we operate to

Compliance is the floor.

  • PCI DSS
  • SOC 2 Type II
  • GDPR
  • CCPA
  • PSD2 / SCA
  • OFAC / sanctions
  • FinCEN MSB
  • ISO 27001

Let's ship the fintech users trust.

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